Credit growth continues positive trajectory with total oustanding loans reaching over VND5 quadrillion ($190 billion).

Credit institutions in Ho Chi Minh City mobilized capital
worth over VND5.17 quadrillion ($196 billion) in 2025, up nearly 12% year-on-year,
according to the State Bank of Vietnam’s Regional Branch 2.

Credit to priority sectors continued to expand steadily,
with loans for agriculture and rural development reaching VND520 trillion
($19.77 billion), export credit VND169 trillion, small and medium-sized enterprises
VND1.59 quadrillion, industries VND81 trillion, and loans to high-tech
enterprises VND5.29 trillion.

Under the VND185 trillion credit package for enterprises
engaged in agricultural, forestry and fishery production and processing, launched by the State Bank of Vietnam in 2023,  VND2.32 trillion has been disbursed in Ho Chi Minh City this year. 

Notably, the bank–business connectivity program in the city
reached an unprecedented scale. In 2025, 18 banks registered to join a credit
package worth VND517.06 trillion. Total disbursement under the program reached over
VND881.2 trillion to 223,253 borrowers in 2025.

VnEconomy-Thiên Di