Credit growth mainly focused on economic growth drivers as well as businesses and production sectors.

Total outstanding loans of credit institutions in Ho Chi
Minh City were estimated at VND4.9 quadrillion ($186 billion) by the end of October
this year, up 9.79% compared to the end of 2024 and 0.66% against the end of
last month, according to the State Bank of Vietnam (SBV) – Region 2.

Credit growth mainly focused on economic growth drivers as
well as businesses and production sectors.

Loans for small- and medium-sized enterprises reached around
VND2.23 quadrillion ($84.7 billion), the agriculture and rural sector VND440
trillion ($16.7 billion), exports VND144 trillion ($5.47 billion), supporting
industry VND102 trillion ($3.87 billion), and high-tech enterprises VND5.3
trillion ($201 million).

A highlight of the year is the Bank–Enterprise Connection
Program, which continues to serve as a vital link between banks and the
business community. As of October, disbursement reached over VND739.9 trillion
($28.1 billion) for 184,111 customers.

VnEconomy-Minh Huy